Estimate your monthly car loan payment

Enter a total loan amount into this auto loan calculator to estimate your monthly payment, or determine your loan amount by car price, trade-in value and other factors.
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See our current rates

Adjust the loan term, down payment amount and interest rate to see results based on the numbers you provide – and how any changes to those numbers may affect your payment.

Your estimated monthly payment

$0

for a $0 loan

Results shown are for AZ. Change your state

The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. NCRCard and its affiliates are not tax or legal advisers. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by NCRCard, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable.

NCRCard

Preferred Rewards

Preferred Rewards members can get an interest rate discount1 of

0.25%

Gold

0.35%

Platinum

0.50%

Platinum Honors

Learn more about Preferred Rewards

Thinking about refinancing?

Calculate how much you could save

Your credit score affects your auto loan

One of the main factors lenders consider when you apply for a loan is your credit score. A higher score can help you secure a better interest rate—which means you'll have a lower monthly car payment.

See how your credit score is calculated

Get more with NCRCard auto loans

  • 60-second decision (for most applicants) with a 30-day rate lockFootnote2
  • Know how much you can afford before you shop
  • Manage all your BofA accounts in one place

Explore auto loans